Anchor Florida Realty LLC
Rod Banks, Anchor Florida Realty LLCPhone: (813) 245-4412
Email: [email protected]

How to Bring Your A-Game to the Homebuying Journey

by Rod Banks 12/01/2019

The homebuying journey may be long and arduous, regardless of whether you're pursuing a house for the first time. However, if you bring your A-game to the homebuying journey, you can speed up the process of finding and acquiring your dream residence.

Now, let's take a look at three tips to help you bring your A-game to the homebuying journey.

1. Establish Homebuying Criteria

There is no need to waste time and resources as you search for your ideal residence. Thankfully, with homebuying criteria in hand, you can streamline your home search.

Consider the cities and towns where you may want to reside. Then, you can narrow your house search to a select group of cities and towns.

Also, think about the features you want in your dream house. If you want to own a residence that offers a beautiful outdoor swimming pool, for example, you can hone your house search accordingly. Or, if you require a home that provides multiple spacious bedrooms, you can pursue houses that match your criteria.

2. Get Pre-Approved for a Mortgage

Pre-approval for a mortgage is paramount, particularly for homebuyers who want to know exactly how much they can spend on a residence. If you meet with banks and credit unions, you can get pre-approved for a mortgage in no time at all.

Of course, when you meet with banks and credit unions, don't hesitate to ask home financing questions. Banks and credit unions employ knowledgeable home financing professionals who can teach you about the differences between fixed- and adjustable-rate mortgages and much more. As such, these professionals can help you make an informed mortgage selection.

You should consult with a variety of banks and credit unions, too. That way, you can learn about all of the mortgage options at your disposal and choose a mortgage that suits you perfectly.

3. Work with a Real Estate Agent

Ultimately, there is no reason to work alone when you search for your ideal home. But if you hire a real estate agent, you can receive expert guidance as you navigate the homebuying journey.

A real estate agent knows the ins and outs of the housing market and is happy to share his or her homebuying insights with you. Plus, a real estate agent will craft a plan to help you quickly discover your dream home. And if you are concerned about acquiring a house at the lowest-possible price, a real estate agent is ready to negotiate with a home seller on your behalf as well.

Furthermore, a real estate agent can guide you through the home closing cycle. He or she will help you finalize your home purchase and ensure you can relocate to a new house without delay.

Bringing your A-game to the homebuying journey can make a world of difference in any housing market. By using the aforementioned tips, you can simplify your home search and accelerate the process of acquiring your dream residence.

About the Author
Author

Rod Banks

 

Residential and Commercial

Residential and commercial Florida real estate. Strong emphasis on verifiable customer service. 15 years experience. Both new home and foreclosure experience actively listing and selling properties with the general public, investors and asset management companies. HUD Local Listing Broker through Ofori Reo, Fannie Mae Master Listing Agreements through Chrisley Asset Management and RMS Asset Management, as well as, listing and selling properties for SunTrust Mortgage, LRES, NPR Asset Management, Kondaur Capital Corporation, Standard Asset, Meridian Asset Services, ABREO, Bayview Loan Servicing, HomeBanc Mortgage, RMS Asset Management, Single Source, Nationwide Servicing, and Prospect Mortgage. Equator Platinum, Short Sale and REO certified, REO BOSS certified. 3,000+ BPOs completed.

Affiliations

NRBA, NAREB, GTAR, NAR, MFRMLS,CPRES

Over 40 Years

Our family has been Real Estate professionals for over 40 years in the Tampa Bay area. Anchor Florida Realty has a complete understanding of NEW HOME, REO and SHORT SALE transaction management.

Education

Licensed Real Estate Broker #3104382

Mortgage Loan Originator #644769

General Lines Insurance License #P093986

Certified Probate Real Estate Specialist

A.A. Business Administration – St. Pete College 1991

B.S. Computer Science Engineering – USF 2000

Masters MMIS – NSU 2003